Cyberpunk 2077 car insurance mod wants you to check yourself before you wreck everyone else
Driving recklessly is an open world game tradition. Leaving a wake of smashed cars, dead pedestrians, and downed lampposts behind you is just a fact of life, whether you're racing off on a world-saving quest or just driving to the store to buy a new pair of kicks. The wreckage, meanwhile, is all neatly cleaned up and there's no sign of your wanton destruction the next time you go roaring past that same street corner.
It's not really fair to the citizens of the world whose cars you sideswipe, ding, scratch, smash, or destroy, however, and now a mod has come along to at least balance the scales a little bit.
Spotted by PCGamesN(opens in new tab), the Drive Carefully mod(opens in new tab) for Cyberpunk 2077 creates a new unseen entity in Night City: the NCID, or Night City Insurance Department. From now on, if you bump, bang, smoosh, or scratch another car while you're driving, you'll have to pay a fine.
The NCID is just as invasive as those mantis blades you've got tucked inside your forearms. You, and the entire populace of Night City, have been enrolled in the insurance plan, with your bank account linked to the department's unblinking electronic eye. While speeding around in your car, if you hit another vehicle you'll automatically be fined and the money will instantly be deducted from your wallet.
It's not a flat fine, either. There's a sliding scale for fees, with a head-on collision costing more than a little nudge of someone's rear bumper. The insurance fees typically aren't too devastating, with fines usually totalling less than 100 eddies for minor accidents, though if you really want to punish yourself (or be far more realistic about insurance companies) you can increase the amount each collision will cost you in
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