Can you easily withdraw cash using your Aadhaar card? Here’s how to do it

tech.hindustantimes.com:

Digital transactions have become an integral part of most people's daily life in India, whether it's for paying bills or making payment at a local shop. However, cash remains essential in various situations. While people traditionally withdrew money from banks or ATMs, they can now utilise a more convenient method: cash withdrawal through an Aadhaar card. This process utilises the Aadhaar Enabled Payment System (AEPS), a service launched by the National Payments Corporation of India (NPCI).

The AEPS allows users to conduct a range of banking transactions using their Aadhaar number and biometric authentication. It enables financial services such as cash withdrawals, balance inquiries, and fund transfers at micro-ATMs and other banking agents.

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To withdraw cash using your Aadhaar card, you must link your Aadhaar number to a bank account. Here are the steps involved:

1. Visit a micro-ATM: Find a banking agent or micro-ATM that supports AEPS. These locations often appear in rural areas or as part of mobile banking services.

2. Provide your Aadhaar number: Enter your 12-digit Aadhaar number at the micro-ATM. Ensure the number is correct to proceed.

3. Fingerprint authentication: Use your thumb for biometric verification on the fingerprint scanner. The system checks the fingerprint against the data linked to your Aadhaar card.

4. Select the transaction type: After successful authentication, choose the “Cash Withdrawal” option.

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5. Enter the withdrawal amount: Specify the amount to withdraw, ensuring it stays within your bank's withdrawal limits.

6. Receive cash and confirmation: After the transaction, the banking agent will provide the cash. You will also receive an SMS notification on your registered mobile number to confirm the transaction.

AEPS withdrawal limits vary by bank, typically