Twitch streamer Emily "Emiru" went live on her channel to progress through her first playthrough of Dark Souls. Before playing the game, she spent some time interacting with her audience, during which she revealed lending money to One True King (OTK) co-founder Matthew "Mizkif."
Emiru added that other streamers also approached her for loans and called it the "loan shark arc." She stated that one of the individuals asked her for a $130,000 loan.
The professional cosplayer mentioned that the loan agreement called for them to pay the principal over 20 years at a 0% interest rate. She stated:
The conversation started at the 30-minute mark of her January 18 broadcast, when Emiru claimed she was "annoyed." She expressed her displeasure with the "loan shark arc" and elaborated:
The 25-year-old streamer explained why she was okay with lending Mizkif money, stating that she was confident the latter would repay her:
Emiru then mentioned an unnamed streamer who connected with her sometime back, asking for a loan. She stated:
Timestamp: 00:30:40
The One True King (OTK) member claimed to have received the contract from the individual and provided details, saying:
Emiru decided not to lend a large sum after reading the contract. She then recalled the individual's response, in which they pitched in to cut the loan period by ten years.
A few moments later, Emiru mentioned that the contract included a 0% interest rate:
The YouTube comments section featured over 20 fan reactions, and here's a snippet of some relevant ones:
While one viewer advised the community to "never" lend money to their friends, another stated that the 0% interest mentioned in the contract would have caused Emiru to lose a lot of money due to inflation.
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