How To Earn Double The Cashback With Apple Card This Summer
People who use the Apple Card, the digital-centric credit card by Apple and Goldman Sachs, can earn more daily cash this summer as the company is offering four percent cash back at select retailers. The credit card debuted in 2019 as a modern take on the typical credit card, with an easy-to-use management platform built into the Wallet app. It offers daily cash back that can be used almost instantly on an Apple Cash Card that appears in the Wallet app, and provides two percent cash back on all purchases made using Apple Pay. The card was designed to help users pay off their bills — clearly showing spending habits, due dates, recommended payments, and previews of interest charges. The consistent two percent cash back at all retailers using Apple Pay is a flagship feature of the credit card, but users can earn more cash back at select retailers this summer.
Though the Apple Card is designed to be used with the company's devices — and requires ownership of an iPhone or iPad to get started — it can be used without Apple Pay. The company's contactless payment system works great for people who carry an iPhone or wear an Apple Watch, as long as the stores they shop at support contactless payments. Apple thought of this, though, and created a numberless titanium physical card for use at places that do not accept Apple Pay. However, the amount of cash back a user can receive from purchases directly relates to the payment method used. The use of Apple Pay garners two percent cash back, but using the physical card drops the amount of cash back to one percent. Similarly, getting Apple's summer cash back requires a specific form of payment with the Apple Card.
Related: Apple Card: How To Manage Account & View Statements Without An
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