Change WhatsApp Payments UPI PIN on iPhone, Android- Explained

tech.hindustantimes.com:

Making online transactions via Google Pay, Paytm, or any other payment making application is now something almost everyone does. But the concept of WhatsApp Payments is not known to everyone. Other than chatting, messaging or sharing any image, audio, video, etc., WhatsApp can also be used to transfer money. WhatsApp users can share money with people using WhatsApp Payments feature. If you also want to try out this WhatsApp feature, it should be noted that you need to access the Unified Payment Interface (UPI) in order to enable bank-to-bank money transfer while using WhatsApp Payments.

UPI is a national payment system developed by the NPCI (National Payments Corporation of India), and supports most major banks in India. WhatsApp uses the phone number associated with your account to identify your bank account information. You also need to know that your UPI PIN is a 4 or 6 digit number which you are required to enter before making each payment.

Every payment you make is protected by your personal UPI PIN and should not be shared with anyone else. If you already have a UPI PIN for your bank account, you will not be required to create a new UPI PIN in WhatsApp. However, if you do not remember your UPI PIN then you also have an option to change or set up a new one. You can check out the steps mentioned below to do so:

Step 1: Open WhatsApp and tap More options.

Step 2: Tap Payments and then select the bank account.

Step 3: Tap Change UPI PIN or Forgot UPI PIN .

Step 4: If you selected Forgot UPI PIN, tap CONTINUE, then enter the last 6-digits of the debit card number and the expiry date. Here you need to note that some banks might require you to enter the CVV number.

Step 5: If you selected Change UPI PIN, enter the existing UPI