is a delightfully wholesome and cozy franchise, but that hasn't stopped fans from coming up with some ridiculous and outlandish theories about it. The various games place players in a city, town, campsite, and even a whole island and make them responsible for upgrading the area, inviting new residents, and generally maintaining the upkeep of the location. To make matters even more bewildering, although players appear human, all the villagers are animals who walk like humans.
The true explanation for why the game and its characters look the way they do is probably just for aesthetics. There is likely no deeper meaning or much lore to uncover behind Coco's blank eyes or Tom Nook's nefarious Real Estate dealings. Despite this,there are still many bizarre theories about the franchise,and some can get downright disturbing.
As much as Tom Nook gets a bad rep for being greedy and even evil, the Tanuki real estate mogul is actually a great landlord. He lends players money with no interest and has no time limit on paying him back for making upgrades home upgrades. In reality, Nook's scheme simply wouldn't make any money for him.
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Unless, that is, he's somehow making a profit off players when they abandon islands, as DarkMagickan on Reddit suggests. The theory suggests that Nook doesn't make money off most players, but rather relies on people who fix up the island, make it look nice, then reset it to start a new one.
Nook uses fake money to keep players thinking that things are all above board, but he's just biding his time, waiting for the player to finish their free labor on the island. Once players leave their current island, the theory posits that Tom Nook evicts the villagers and the island is sold as "" for real money. This theory would certainly explain how Tom Nook's business hasn't gone under yet, despite him literally giving away
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