How To Set Up Apple Pay For Teens With Apple Cash Family

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Teenagers under 18 years of age can't sign up for Apple Cash on their own — a service similar to PayPal and Cash App that stores cash digitally for use with Apple Pay — but Apple Cash Family allows a family organizer to set up cards for teens with Family Sharing. The Apple Cash card appears in the Wallet app on iPhones by default but must be set up by an adult before it can be used. After it is set up, the card functions similarly to any other card stored in Apple Wallet. Instead of charging a debit or credit account through Apple Pay, the Apple Cash card deducts straight from the balance that has been loaded onto it. This can be useful, especially for teenagers who might not yet have a debit or credit account.

Money can be added to an Apple Cash card either directly from a bank account or through peer-to-peer payments. Similar to other payment solutions, people can use Apple Cash to send and receive money. This functionality is tied into the Apple ecosystem, which makes it all the more useful. Users can send and request money directly through iMessage, and use Apple Cash like any other card with Apple Pay. That means when a user adds to their Apple Cash balance, the money can be used anywhere that Apple Pay is accepted. For people that would rather transfer the balance back to a bank account, the Apple Cash card supports bank transfers as well.

Related: Apple Cash Vs. Apple Account Card: Which Is Better?

Setting up Apple Cash for a teenager allows them to make purchases with Apple Pay and send and receive money through the Wallet app. When money is added to the Apple Cash card, it offers the same flexibility as a contactless credit or debit card without the risk and commitment. Moreover, the amount of money added to the