Doing online transactions has now become one of the most preferable options to make payments. People now, instead of keeping cash, make payments through several Unified Payment Interface (UPI) linked payment-making applications like Google Pay (GPay), Paytm, PhonePe, among others. You can simply make online payments using the receiver's contact number registered on the UPI app or by simply scanning the QR code. However, while making payments via these apps you need to be aware of all the top UPI payments safety tips and tricks and thereby save yourself from suffering any money loss. You need to be alert and stay protected from online or cyberfraud too. Even a simple click on the wrong link can lead you into trouble by revealing all your crucial details to the fraudster.
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The process of making online payment is very simple and easy, All you need to have is a smartphone that has any of the online payment-making apps downloaded in it, and a bank account linked with your mobile number. You will have to register on the app in order to start using it. If you use any of the apps like Google Pay, PhonePe, Paytm, etc. you need to take care of certain things to avoid fraud and loss of money. Here are some of the safety tips which you should consider while making UPI payments
Screen lock: Keeping a strong screen lock, password or PIN not only for your phone but also for all payment or financial transaction apps is very important. It not only saves your phone from landing in the wrong hands but also helps in avoiding leaking of personal and crucial details. However, you should avoid keeping simple passwords like your name, date of birth, mobile number, etc.
Do not
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