The good news is that advances in financial technology, or FinTech, are going to improve customers lives. The bad news is a lot of investors are going to lose money while it happens. With a record $98 billion invested in the first half of 2021 alone, taking the total to in excess of $1 trillion over the past decade, the amounts involved are stunning.
Despite some amazing companies many FinTechs are poor investments, beset by serious flaws in their business models and operational performance. We
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